What is the td bank routing number?
Routing numbers are codes of between 8 and 11 digits used by TD Bank and other banks to help financial institutions identify the location of your account. Called ACH, wire transfer and SWIFT numbers, they’re used to process checks, set up autopay, make online payments and transfer money in the US and around the world. Learn how to find the exact routing number you need for your TD Bank account.
What Is a Routing Number?
In 1910, the American Bankers Association created a system of bank routing numbers to identify financial institutions, which helps banks keep their accounts organized and ensure your money goes to the right financial institution.
A routing number consists of nine digits that identify the bank at which an account is held. Routing numbers are issued to Federal Reserve Banks, federal government units and state government units. They are printed on checks with magnetic ink in a machine-readable format.
TD Wire Transfer Numbers
There is a TD Bank routing number for every state — and some state regions — in which TD Bank has branches. TD Bank sometimes divides its customers based on where they originally opened their accounts.
In addition to check routing numbers, TD Bank has routing numbers for wire transfers. International bank wires require SWIFT codes, which are international business identifier codes for banks. SWIFT codes, also known as bank identifier codes, consist of eight to 11 numbers and letters. These are TD Bank’s wire transfer numbers:
- TYPE OF WIRE TRANSFER
- ROUTING NUMBER
- Domestic Wire Transfer 31101266
- International Wire Transfer 31101266
- SWIFT Code
- Routing Number Basics
The first four digits of the routing number are the Federal Reserve routing symbol — and the first two of those indicate in which of 12 Federal Reserve regions the bank is located. The next four identify the ABA institution and the last number is a check digit that can be used to verify the routing number is valid.
Some banks and credit unions, particularly smaller institutions, have just one routing number and others mostly nationwide banks have multiple routing numbers that include area-specific digits. Each bank has at least one ABA number; all financial institutions are guaranteed up to five routing numbers but can apply for additional ones.
Which TD Bank routing number do I need?
The routing number you need to send or receive money through TD Bank depends on whether your payment or transfer is domestic or international.
- Type of routing number TD Bank code
- Payments and debits between US accounts
- ACH routing number
- Wire payments between US accounts
- Domestic wire transfer number
- Wire payments to an international account
- SWIFT code
TD Bank ACH transfer routing number
The ACH routing number for TD Bank is 031101266. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to.
TD Bank wire transfer routing number
The routing number for US wire transfers through TD Bank is 031101266. You can use this same number to receive international wire transfers to your TD Bank account.
TD Bank SWIFT code
The SWIFT code for international wire transfers through TD Bank is NRTHUS33XXX. SWIFT codes are a unique combination of letters and numbers that identify specific banks and financial institutions around the globe. Codes indicate four pieces of information used to exchange money internationally between accounts:
- The bank’s name
- Its country code
- Its main headquarters
- A particular branch
How to confirm the routing number for TD Bank on your own
Look at a paper check associated with your TD Bank account to find the routing and account numbers for your account.
Other ways to confirm the correct TD Bank routing number include:
Call your bank. Your local TD Bank branch or toll-free support line can provide you with routing numbers. Sign in to your online account. Many online bank systems allow you to view the routing and account numbers from your customer dashboard.
Search Fedwire. Use your name, city or state to look up routing numbers for TD Bank or double-check the one you have is correct.
Can routing numbers for TD Bank change?
Yes. A bank may be assigned more than one routing number depending on its size and the number of states it services. While TD Bank is headquartered in Cherry Hill, services or branches in states outside of New Jersey may require a different routing number. Confirm routing numbers with a TD Bank agent if you’re not sure.
- List of TD Bank routing numbers by state
- State TD Bank routing number
- TD Bank Connecticut
- TD Bank Maine
- TD Bank Rhode Island
- TD Bank Maryland
- TD Bank New Hampshire
- TD Bank Delaware
- TD Bank New York – Upstate NY
- TD Bank South Carolina
- TD Bank Vermont
Routing numbers help banks identify your exact account to make digital payments, transfer money and even process paper checks between branches, states and countries. Learn more about how TD Bank and other financial institutions use these codes to manage your money in our guide to routing numbers.